Bailing

At the 2026 Bund Conference, MYbank disclosed the first public details of its AI banking rollout, opening Bailing 2.0 — described as the world's first inclusive-finance Agent for small and micro businesses — to 42 million merchants. The Agent reads a merchant's prior business and credit records, asks targeted follow-up Behind the chat interface, MYbank has built eight AI workbenches across its operations and highlighted four at the conference: Qianliyan ("Clairvoyant Eye") pushes risk analysis from customer segments down to individual customers and overturned a rejection on a multi-store owner into a 300,000-yuan facility; Dinghaizhe

A user research summary posted Aug 29, 2026 describes Ling 3.0 Flash Fin as a finance-focused AI model released at the end of August 2026 by InclusionAI (Bailing), a research institute under Ant Group. It is characterized as a "finance-enhanced version" thoroughly retrained for financial use, based on the base model Li The author notes the base model can read up to roughly 260,000 tokens at once, making it suitable for processing lengthy financial documents. Given the author's self-assessed weakness in finance, the article focuses on building and evaluating financial tools with the new free-tier model rather than benchmarking financi

Ant Group has partnered with China International Capital Corporation (CICC) and several industry experts to launch Ling-3.0-flash-Fin, described as the first financial-enhanced large model under Ant Bailing, according to a news article dated Aug 28, 2026. Built upon the original architecture and parameter configuration To support ecosystem development, FinFIRST—a financial search benchmark jointly developed by both parties—is planned to be open-sourced. In terms of distribution, Ling-3.0-flash-Fin will offer one month of free API call services on the OpenRouter platform, and the model weights are planned to be officially open-sourced